A P&L built for operators, a new way to analyze spend, and AI that works directly with your books.
This month's releases help you answer those questions faster.
📊 Your P&L Now Works the Way You Do
Accountants read a P&L top to bottom. Operators read it channel by channel.
What's new
We rebuilt the Profit & Loss, the Balance Sheet, and the general ledger on an entirely new reporting engine. This isn't just a redesign, it's a different way to look at your business.
Your P&L now follows a contribution margin waterfall, in the language you actually use: Sales After Discounts, Net Sales, Gross Profit, Contribution Profit, Operating Profit (EBITDA), Net Profit. Cost of Delivery gets its own section, and uncategorized transactions are separated out so they don't obscure the numbers you care about.
Break down your P&L
For the first time, you can break down the entire report by:
Sales channel
Shopify sales channel
Platform, including Shopify, Amazon, TikTok Shop, and Stripe
Revenue stream, including DTC, marketplace, wholesale, and services
Fulfillment channel (FBM or FBA)
Combine dimensions to build the exact view you need, like revenue stream by channel, and see it monthly, weekly, or compared with another period. Period comparisons are available within the current year.
What else you get
Ledger drill-down: click any number to see the transactions behind it, and preview the ledger without leaving the report
KPI metric cards: your most important numbers at the top of the report
Report controls: set how many vendors or customers appear, show or hide zero rows, and choose your view preferences: values by amount, by percent, or both, divided by 1,000, with or without account numbers
Exports that keep your view: export any report view to Excel or a synced Google Sheet with breakdowns and comparisons preserved, including the general ledger and individual account ledgers for very large companies
Export history: re-download a past export instead of rebuilding it
The Balance Sheet has been rebuilt too, and your legacy reports will remain available for now while you get comfortable with the new experience.
Rollout
The new reports are rolling out account by account, and many customers already have them. If you don't yet, they'll reach your account as the rollout continues. Your legacy reports remain available for now while you get comfortable with the new experience.
Up next
The same rebuild is coming to your Cash Flow and Trial Balance reports, along with more configuration options, including breakdowns by B2B customer, vendor, and bank account.
👉Learn more about Reading your Profit & Loss.
🤖 Ask Your Business, Then Take Action
What's new
The Finaloop MCP connects your live, reconciled financial and operational data to Claude and other MCP compatible AI tools, so you can use AI like an always on accountant and data analyst.
Ask questions like:
"Why did contribution profit fall last month?"
"Which vendors increased the most quarter over quarter?"
"What caused the change in Amazon margins?"
"Compare my P&L for this month against last month and show me the three biggest changes."
MCP isn't limited to answering questions. It can also take operational actions in Finaloop, including working with bills and invoices, classifying transactions, scheduling reports or alerts to email or Slack, and, for InventoryIQ customers, purchase orders.
You'll now find ready made prompts and connection instructions inside Spend Analysis, so you don't have to start from a blank chat box.
Why this matters
Your AI isn't analyzing an outdated CSV or guessing from disconnected dashboards. It's working from the same current, reconciled data that powers your books.
👉Learn more about Connect Finaloop to Your AI Stack.
💸 Spend Analysis
What's new
The new Spend Analysis page gives you an operational, cash basis view of outgoing money. You see spend when it happens, rather than spread across accounting periods the way bills are in your P&L.
What you can do
Break down spend by category or by vendor
Spot costs creeping up month over month
Track your largest vendors and see which ones are new
Drill into any category, vendor, or transaction
Filter by period or business entity
Coming soon: Peer benchmarking, so you'll be able to compare spending on areas like advertising, software, and shipping with similar brands.
📦 Walmart 2.0
What's new
The Walmart integration has been rebuilt on our new data platform and orders model, and it brings the most requested Walmart feature with it: automatic COGS recognition for sales based and InventoryIQ users, with no manual entries.
What you get
Real time sales: sales data is fetched every few minutes, instead of arriving on a delay tied to Walmart's bi-weekly reports
Walmart Marketplace orders: every order appears on your Orders page with its payments, fulfillments, and restocks, the same as Amazon and TikTok Shop
Improved ledger breakdown: drill into each accounting entry, linked to the Walmart order behind it
Full inventory support: WFS warehouses, seller fulfilled warehouses, products, and inventory purchases
SKU analysis: units sold, revenue, and margins for every product
Walmart Reconciliation Report
You can now reconcile Finaloop's sales in the P&L against Walmart's product sales numbers, the same way you already do for Amazon.
Reconciliation runs per settlement period: pick the same bi-weekly settlement period in Finaloop and in Walmart Seller Center to line the two up. Only closed cycles can be reconciled. Gaps are broken into adjustment buckets based on your accounting method (cash or accrual), and each bucket links to the orders behind it.
Find it in Report Center → Reconciliations → Walmart Reconciliation Report, or from the Show reconciliation link on the Walmart sales row in the new P&L.
🏦 Shopify Credit, Mercury Treasury, and Divvy Connect Automatically
What's new
Shopify Credit, Mercury Treasury, and Divvy now sync automatically without manual uploads.
🧾 Smarter Vendor Recognition on Transactions
What's new
A new vendor classification model extends the vendor recognition already running on your transactions. It finds transactions across our entire customer base whose descriptions closely resemble yours, and when enough previously classified transactions point to the same vendor, it uses that to name the vendor on a new one.
The model covers gaps the previous one couldn't fill, meaning less manual work for you.
👀 InventoryIQ: Supply Chain History
What's new
Supply chain history log. Purchase orders, shipments, receipts, and transfers now keep a complete history of who changed what and when. Open an entity and click the eye icon to see it. Tracking runs from August 2026 forward, so actions taken before then don't appear.
✨ Also This Month
Bills got a rebuild. The new View bill and Edit bill pages include a clearer payment breakdown, with each payment type on its own row (regular, credit, refund, scheduled, indicative, adjustments, and parent bill rows), loan details for externally financed bills in a collapsible section, and an All bills back link that keeps the filters you applied. The edit form now validates before saving, so an invalid edit is blocked up front instead of failing silently.
Faster bulk invoice uploads. Invoice files from known platforms are converted to Finaloop's bulk upload format automatically and appear in your account within a few minutes. Nothing changes in how you submit them.
💬 Share Your Feedback
Have suggestions or feedback? Let us know, we'd love to hear from you!