Finaloop automatically syncs your Amazon Seller activity in real time, including:

Amazon orders often go through multiple stages before funds are paid out, including fulfillment, deferred payment holds, payment releases, and payouts. Finaloop tracks each stage separately so your books stay accurate and fully reconciled.

Starting in 2026 (or earlier for users that joined Finaloop after Jan 2026), Finaloop’s integration with Amazon supports Amazon deferred transaction timing (known as Amazon DD+7 reserve policy) for accrual-based accounting. This may cause some existing users to notice adjustments in monthly Amazon revenue compared to before the rollout.

This article explains:

Finaloop syncs operational and financial data directly from Amazon’s Selling Partner API.

This includes:

Finaloop combines Amazon operational activity with Amazon financial data to provide a complete accounting and reconciliation workflow.

This allows you to:

Amazon orders go through several operational and financial stages before funds are transferred to your bank account.

Here’s the typical lifecycle:

Important notes:

A deferred transaction is a transaction where Amazon temporarily holds the funds before releasing them to you.

This can happen under:

1. It's Delivery Date + 7 (DD+7) reserve policy. Under Amazon's Delivery date reserve policy, funds are reserved for a set period after the shipment is delivered.

Typically, this reserve period is 7 days after delivery (DD+7) (e.g., payment for an order delivered on January 6 will become available for payout on January 14).

2. This can also happen for invoiced orders, which are transactions that are awaiting payment by the buyer. Amazon waits for the customer to pay their invoice before releasing the funds.

These are called deferred transactions.

Finaloop separately tracks:

This provides improved visibility into:

Starting in 2026 (or earlier for users that joined Finaloop after Jan 2026), Finaloop supports Amazon deferred transaction timing for accrual-based accounting, allowing revenue to be recognized based on fulfillment timing instead of payment release timing.

If you previously used Finaloop’s earlier Amazon integration, deferred transactions were historically not reflected in your books because Amazon’s legacy API structure primarily reported released transactions only. As a result, some existing users may notice timing differences in monthly Amazon revenue beginning in the month they were transitioned to the DDR policy by Amazon, or in January 2026 if they were transitioned before 2026.

The way Amazon orders flow into your books depends on whether your books are set to cash basis or accrual basis accounting.

For accrual-based users:

This improves:

For cash basis users:

💡Note: On cash basis, sales follows the timing of the payment release but COGS follows the timing of fulfillment.

Amazon orders are included in the unified Marketplace Orders page alongside other marketplaces, like TikTok Shop.

Here you can:

You can also:

You can also easily track the payment and fulfillment timeline in each order by drilling into a specific order.

This provides a significantly more complete operational view than settlement-based reporting alone.

Amazon reports don’t always align directly with accounting reports. Main differences include:

This helps ensure your P&L, Balance Sheet, and Orders remain updated in real-time and 100% accurate.

Amazon Seller Central reports are operational reports and don’t always reflect accounting-based reporting structures.

To help bridge this gap, Finaloop is building a dedicated Amazon Reconciliation Report (coming soon) that will:

The reconciliation experience will also explain key differences between Amazon reports and Finaloop, including:

This experience is currently in development and will be released soon.

Finaloop breaks down Amazon activity into granular transaction categories so you can clearly understand where your Amazon revenue and costs are coming from.

Each transaction in your account can be traced back to its related order so you can easily understand where everything came from.

Ledger activity is also separated by country and store.

This provides significantly improved visibility into Amazon profitability and operational costs.

Finaloop syncs Amazon inventory activity directly from Amazon Seller Central.

This includes support for:

Inventory movements are tracked operationally and reflected in accounting workflows based on your accounting settings and inventory configuration.

If you previously used Finaloop’s earlier Amazon integration and use an accrual method of accounting, you may notice some timing differences starting in January 2026.

Previously:

Now:

This better reflects when the sale actually occurred and improves alignment with accrual accounting principles.

The updated integration also introduces:

As part of this transition:

Previously, transactions that were deferred in December 2025 and released in January 2026 were recorded as sales in January 2026 when these transactions were released.

Now, these deferred sales from December 2025 will be reclassified as a Prior Year Adjustment in your January 2026 books and your Accounts Receivable, Deferred Revenue, and Undeposited Funds accounts will be automatically updated and reconciled accordingly.

In February 2026 onwards, the sales will include the current month’s sales (“deferred” transactions), and will not include any released transactions that were deferred from the previous month. This ensures the timing of all the transactions match the timing of the order fulfillment.

For example:

This ensures the timing of the transactions are fully in line with fulfillment per accrual basis rules.